Personal Insurance Coverage in Iowa


 

Personal Insurance

Home Insurance

Whether you're just starting out renting or buying a home, or you've built the home of your dreams, Lenz Insurance offers home insurance options that are right for you. Your homeowners insurance agent can help you choose from standard coverage options that provide basic protection for your home and property, all the way up to deluxe options that better protect your home's value and assets. You can even get coverage that protects you in the event of lawsuits or identity theft.
 
Wood House Model and Coins  - Insurance in Carroll, IA
 

Automobile Insurance

Get auto insurance coverage that's customized for you. Lenz Insurance offers low rates and money-saving discounts, along with advice on auto insurance coverage that will meet your needs. Lenz Insurance offers a variety of personal auto insurance coverage options at competitive rates. In addition, your auto insurance agent knows that your auto insurance coverage needs change with time. So if you get married, add a teenage driver, buy a new car, store your car for the winter, or if you move, your auto insurance agent can help you change your auto insurance coverage.

Umbrella Insurance

Personal umbrella insurance is coverage that protects and extends liability coverage over your home, auto, property and other personal policies.
How Umbrella Insurance Can Help You
Juries award damages based on the severity of an accident — not your ability to pay those damages. That means that you could be forced to sell your home and liquidate your assets to cover costs.
A personal umbrella insurance policy provides the extra coverage you need to help protect your car, house, boat, motorcycle and more.

Motorcycle Insurance

A local motorcycle insurance agent offers personal service, knowledgeable advice, and can prepare motorcycle insurance options just for you. When you work with a Lenz Insurance agent, you can rest assured that you'll have coverage you'll need when you hit the road or trail. Your motorcycle insurance agent can help you choose the coverage that fits your needs and your budget.
 

Boat Insurance

Your boat insurance agent at Lenz Insurance offers boat insurance for virtually all types of pleasure boats and watercraft. And, your boat insurance agent can evaluate your coverage needs to provide the best local boat insurance at the lowest possible rate. Whether you're buying a new boat, or just making changes to your local boat insurance policy, we will have the answers you need.

Crop Insurance

Just as sure as the sun shines and the rain falls, there will be times when damaging winds will blow and hail will cover the ground. Since we can't control Mother Nature, we can help you prepare by protecting the investment in your crops. Policies have evolved to meet the changing needs of our policyholders. We know that nothing speaks like experience and personal customer service. Our seasoned agents understand farming and the damage that can be caused by severe storms.

Health Insurance

Health insurance is insurance against the risk of incurring medical expenses. Picking a new health insurance plan can be overwhelming. Let a Lenz insurance agent help you pick a health insurance plan that's right for you.

Life Insurance

Below is a summary of available life insurance products for individuals.
Universal Life Insurance: Permanent life insurance with an adjustable death benefit and flexible premium payments. Premiums pay the cost of insurance protection and create cash value. Tax-deferred interest adds to cash value. Withdrawals and loans are available.
 
Term Life Insurance: Temporary life insurance for a specified period of time. If the insured dies within the term period, a death benefit is paid to the named beneficiary. Protection ends if the insured is still living at the end of the term period, unless the policy is renewed.
Instant Issue Term Life Insurance: Temporary life insurance for a specified period of time. Policy is applied for and issued instantly, while the client is in the agent's office. If the insured dies within the term period, a death benefit is paid to the named beneficiary. Protection ends if the insured is still living at the end of the term period, unless the policy is renewed.
Whole Life Insurance: Permanent life insurance that provides a guaranteed death benefit and guaranteed premium payments. Premiums pay the cost of insurance protection and create cash value. Tax-deferred interest adds to cash value. Loans are available.
 
Life Insurance - Insurance in Carroll, IA
 
 

ATV Insurance

With Lenz Insurance, you can get free ATV insurance quotes and advice that will help you find a policy that's right for you. Homeowners policies often provide only minimal coverage for ATVs. Get peace of mind by talking with a Lenz insurance agent who can provide a free ATV insurance quote and guide you on the type of policy that will properly cover you and your ATV.

Snowmobile Insurance

Snowmobile insurance coverage options include Bodily Injury and Property Damage Liability, Comprehensive & Collision, Uninsured/Underinsured Motorist, Roadside Assistance, and more. If you're thinking about snowmobile insurance to protect you during your snowy adventures, we can help.

Renters Insurance

Even if you don't own a home, you still need insurance protection. A renter's policy offers you coverage for your personal property while providing medical payments and liability coverage. It doesn't matter if you rent an entire house or an apartment, we got you covered.